The funny thing about investment is that you don’t have to be making money all the time. In fact, investors who make no losses even on years that the market is down are extremely rare. A better than average investor just needs to earn a little more in up years, and lose a little less in down years.
Fundamental Scorecard is a collaboration founded with a shared vision between Terence and John: Giving an edge to average, everyday investors. The 3 biggest cause of investors losing money are emotions, a lack of research and correct knowledge. Here at Fundamental Scorecard, we seek to create tools to reduce those causes.
Fundamental scorecard provides 3 edge to investors:
Emotions, or sentiments, is one of the main cause of fluctuations in the market. While the fluctuations helps us to buy good companies at a low price, we as humans are also affected by it. Cognitive biases such as anchoring effect and bandwagon effect often negatively affects our performance.
Having a method to access the situation helps you stay grounded, preventing you from buying at high price or selling when prices drop.
History has proven that great companies, or undervalued companies, have the greatest potential to make you money. Our scorecard helps to select better than average companies, and make sure users maintain focus on their selection even during a bull market.
For people who do little or no research, scorecard warns them against companies that are below average.
For people who do intensive research and consider all sides, scorecard saves them time and identify crucial information that they may have missed out.
Scorecards are designed and created by experienced investors. They may even be a combination of criteria from various well known investors, such as Net-Net from Benjamin graham or defensive moat from Warren Buffett. By tapping on those who have achieve success, investors are able to stay on path and reduce school fees paid to the market.
If you are looking to be the next Warren Buffett, you are in the wrong place. But if you want to have a chance to be a millionaire, we believe the power of investing correctly and compound interest is essential, and fundamental scorecard, indispensable.
I am the blogger behind the popular blog, tubinvesting.blogspot.com.
I had my fair share of bad experience during the start of my investing journey in 2009/10. It was when I used up all my savings to bet on warrants, and losing half of it.
In 2011, after reading the book – Value Investing: Tools and Technique for Intelligent Investment by James Moniter, then I realised the need for a more consistent value-focused and fundamental-based strategy.
I tried to engage myself by reading more books, but it became apparent that the more information I gather, the more confused I become. Thus, I stopped and decided to create my own method of analysing companies’ financial statements by consolidating the key concepts from each book I read. And that’s the origination of the Triple S Scorecard.
Subsequent investments resulted in more hits than misses, giving me the confidence to affirm I have found my own unique way of investing.
The Triple S Scorecard has evolved 3 times into the present powerful Ultimate Scorecard.
Investing is all about the company behind a stock. Profiting in the stock market has everything to do with looking at the business – it’s a combination of spotting bad companies, and good ones that have been neglected.
With over 9 years investment experience and 4 years experience from running a business, John founded simple investor with one aim in mind : to simplify research on businesses, and investment.
Based of the ideas of selecting good companies, growth investing is a proven method to profit from the stock market. Full analysis condenses these information and tells you if a company is good enough or buy, or better avoided.